My work offers us discounted health insurance and I have the option of 'single' or a 'family plan'. The family plan costs more than double what the 'single' plan is, but if I want to cover my husband, I cannot just pay double the price of the single plan. I have to pay more, even though we will never have children (if this makes sense). I think this is discrimination!

My job is exactly the same way. I have to focus on the fact that I will still be saving money on health costs overall since it's just the hubby and me, otherwise I just get pissed.

Ours is set up the same way, except the "family" plan is almost triple. So we each cover ourselves separately. Saves us hundreds of dollars per month.

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"Love is composed of one soul inhabiting two bodies."- Aristotle

The one and only SugarGliderFanatic

Fortunately, our insurance is single, single + 1, and family.

That's nice. I wish most companies would offer this option. Unfortunately, mine isn't one of them.

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"It is always easier to fight for one's principles than to live up to them." -Alfred Adler

Mine is as well, but where the "Single" plan costs $X, and the Single +1 plan costs $2X the "Family" plan costs (I'm not kidding) $1.6X!

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WWTLD --- What Would Tyrion Lannister Do?

We had what CarryOn has with my husband's previous employer. It cost us seventy dollars a week for DH + me, and that was just half(my husband's employers paid the other half). After seeing the family prices... Let's just say we were thanking ourselves for being CF.

Yet they required a $1k deductible for either of our sterilization procedures, and couldn't even tell me up front if they would cover a tubal or not.

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“I am neither especially clever nor especially gifted. I am only very, very curious.” ~ Albert Einstein

"A smooth sea never made a skillful sailor." ~ Unknown

I would say it's unfair. Ours is set up as single (employee only), or employee and spouse, and then each additional dependent is an additional premium. So you're paying for each person; a couple with no kids wouldn't pay as much as a couple with kids. It seems very unfair to do otherwise.

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"A woman has to live her life, or live to repent not having lived it." -- D. H. Lawrence

You could contact the health insurance company separately and see if they would give you a quote to add your hubby on to your single company health insurance.

In the UK it's been possible to do this, the company pays £X and the individual has paid their own supplement to extend the cover either to cover particular illnesses or to include other family members.

It may be worth a phone call......If the health insurers can do that, then it may also be worth asking your payroll department if they can attach the supplement to your earnings (so it comes directly out of your pay).

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'I think that God, in creating Man, somewhat overestimated his ability'..Oscar Wilde

'Let it be awful, let it be wonderful, but let it be uncommon'.......

The definition of "family" has changed, it no longer means a husband, a wife and a kid. Families can be single parents and kids or a couple with kids or a child free couple especially if you're a married couple who are legally recognised as each others spouse. It's not discrimination, it's expanding the definition. You and your husband aren't two single people, you're legally recognised as a couple therefore a family and are legally treated as such.

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Childfree rants for the childfree, by the childfree
http://www.insufferableintolerance.com/category/childfree-by-choice/